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Sunnyvale Mortgages & Loan Information
Closing Costs

The closing (also known as the settlement) is the final step, during which ownership of the home is transferred to you. The purpose of the closing is to make sure the property is ready and able to be transferred from the seller. The closing costs (which vary from state to state) are usually expressed as a percentage of the sales price or loan amount. Typically, costs range from 3% to 6% of the price of your home and can include transfer and recordation taxes, title insurance, the site survey fee, attorney fees, loan discount points, and document preparation fees.

Sometimes you can negotiate to have the seller pay some of your closing costs. This you should discuss with your Sunnyvale California real estate agent.

Further Information:
Sunnyvale Mortgages: About Mortgages
Sunnyvale Mortgages: Mortgage Amount and Term
Sunnyvale Mortgages: Amortization
Sunnyvale Mortgages: Fixed or Adjustable Interest Rates
Sunnyvale Mortgages: Down Payment
Sunnyvale Mortgages: Closing Costs
Sunnyvale Mortgages: Discount Points
Sunnyvale Mortgages: Conforming and Nonconforming Loans
Sunnyvale Mortgages: Fixed-Rate Mortgages
Sunnyvale Mortgages: 30-Year Fixed-Rate
Sunnyvale Mortgages: 20-Year Fixed-Rate
Sunnyvale Mortgages: 15-Year Fixed-Rate
Sunnyvale Mortgages: Adjustable-Rate Mortgages (ARMs) (page 1)
Sunnyvale Mortgages: Adjustable-Rate Mortgages (ARMs) (page 2)
Sunnyvale Mortgages: Adjustable-Rate Mortgages: CD-Indexed ARMs
Sunnyvale Mortgages: Adjustable-Rate Mortgages: Treasury-Indexed ARMs
Sunnyvale Mortgages: Adjustable-Rate Mortgages: Cost of Funds-Indexed ARMs
Sunnyvale Mortgages: Adjustable-Rate Mortgages: Initial Fixed-Period ARMs
Sunnyvale Mortgages: Adjustable-Rate Mortgages: Two-Step Mortgage
Sunnyvale Mortgages: Government Loans and Programs (General)
Sunnyvale Mortgages: Government Loans and Programs: FHA Loans
Sunnyvale Mortgages: Government Loans and Programs: VA Loans
Sunnyvale Mortgages: Government Loans and Programs: RHS Loans
Sunnyvale Mortgages: Government Loans and Programs: State and Local Loan Programs
Sunnyvale Mortgages: Balloon Loans


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