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Sunnyvale Mortgages & Loan Information
Down Payment

The down payment is the part of the purchase price the buyer pays in cash and is not financed with a mortgage. Your down payment will reduce the amount you'll need to borrow. So, the more cash you put down, the smaller the size of your loan, and the smaller the amount of your mortgage payments.

Sunnyvale lenders often view mortgages with larger down payments as more secure because more of your own money is invested in the property. However, there are other loans that require as little as 3% to 5% of the purchase price for a down payment.

Further Information:
Sunnyvale Mortgages: About Mortgages
Sunnyvale Mortgages: Mortgage Amount and Term
Sunnyvale Mortgages: Amortization
Sunnyvale Mortgages: Fixed or Adjustable Interest Rates
Sunnyvale Mortgages: Down Payment
Sunnyvale Mortgages: Closing Costs
Sunnyvale Mortgages: Discount Points
Sunnyvale Mortgages: Conforming and Nonconforming Loans
Sunnyvale Mortgages: Fixed-Rate Mortgages
Sunnyvale Mortgages: 30-Year Fixed-Rate
Sunnyvale Mortgages: 20-Year Fixed-Rate
Sunnyvale Mortgages: 15-Year Fixed-Rate
Sunnyvale Mortgages: Adjustable-Rate Mortgages (ARMs) (page 1)
Sunnyvale Mortgages: Adjustable-Rate Mortgages (ARMs) (page 2)
Sunnyvale Mortgages: Adjustable-Rate Mortgages: CD-Indexed ARMs
Sunnyvale Mortgages: Adjustable-Rate Mortgages: Treasury-Indexed ARMs
Sunnyvale Mortgages: Adjustable-Rate Mortgages: Cost of Funds-Indexed ARMs
Sunnyvale Mortgages: Adjustable-Rate Mortgages: Initial Fixed-Period ARMs
Sunnyvale Mortgages: Adjustable-Rate Mortgages: Two-Step Mortgage
Sunnyvale Mortgages: Government Loans and Programs (General)
Sunnyvale Mortgages: Government Loans and Programs: FHA Loans
Sunnyvale Mortgages: Government Loans and Programs: VA Loans
Sunnyvale Mortgages: Government Loans and Programs: RHS Loans
Sunnyvale Mortgages: Government Loans and Programs: State and Local Loan Programs
Sunnyvale Mortgages: Balloon Loans


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