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Sunnyvale Mortgages & Loan Information
About Mortgages

Shopping for the right loan is just as important as choosing the right house. Your challenge is to select the loan terms that are most favorable to your situation. In selecting the loan that's right for you, you'll need to understand:

- Basic components of a mortgage loan
- Fixed-rate mortgages;
- Adjustable-rate mortgages;
- Government loans and programs;
- Balloon loans
- Basic Components of a Mortgage Loan
A mortgage requires you to pledge your home as the lender's security for repayment of your loan. The lender agrees to hold the title or deed to your property (or in some states, to hold a lien on your title or deed) until you have paid back your loan plus interest.

Further Sunnyvale Mortgage Information:
Sunnyvale Mortgage: About Mortgages
Sunnyvale Mortgage: Mortgage Amount and Term
Sunnyvale Mortgage: Amortization
Sunnyvale Mortgage: Fixed or Adjustable Interest Rates
Sunnyvale Mortgage: Down Payment
Sunnyvale Mortgage: Closing Costs
Sunnyvale Mortgage: Discount Points
Sunnyvale Mortgage: Conforming and Nonconforming Loans
Sunnyvale Mortgage: Fixed-Rate Mortgages
Sunnyvale Mortgage: 30-Year Fixed-Rate
Sunnyvale Mortgage: 20-Year Fixed-Rate
Sunnyvale Mortgage: 15-Year Fixed-Rate
Sunnyvale Mortgage: Adjustable-Rate Mortgages (ARMs) (page 1)
Sunnyvale Mortgage: Adjustable-Rate Mortgages (ARMs) (page 2)
Sunnyvale Mortgage: Adjustable-Rate Mortgages: CD-Indexed ARMs
Sunnyvale Mortgage: Adjustable-Rate Mortgages: Treasury-Indexed ARMs
Sunnyvale Mortgage: Adjustable-Rate Mortgages: Cost of Funds-Indexed ARMs
Sunnyvale Mortgage: Adjustable-Rate Mortgages: Initial Fixed-Period ARMs
Sunnyvale Mortgage: Adjustable-Rate Mortgages: Two-Step Mortgage
Sunnyvale Mortgage: Government Loans and Programs (General)
Sunnyvale Mortgage: Government Loans and Programs: FHA Loans
Sunnyvale Mortgage: Government Loans and Programs: VA Loans
Sunnyvale Mortgage: Government Loans and Programs: RHS Loans
Sunnyvale Mortgage: Government Loans and Programs: State and Local Loan Programs
Sunnyvale Mortgage: Balloon Loans


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